Nearly 20% Of Guests Are Willing to Go Into Debt For a Disney Vacation

Magic Kingdom VIP Tour
Credit: Disney

Every day, it seems that a Disney vacation is getting more expensive. From the theme park tickets to the hotels, food, and merchandise, it can take years of saving until some can vacation at a Disney Park. Now, what if I asked you if you would be willing to go into debt so that you could vacation at Disney? Does that sound crazy to you?

Well, according to a new survey by Lending Tree, going into debt for Disney is something a lot of people are willing to do.


Credit: Disney

Lending Tree surveyed more than 1,500 vacation goers and asked them a variety of questions, including if they would be willing to go into debt just so they could go to Disney. Here are the results of the survey:

Understandably, parents with children younger than 18 are the most likely to incur Disney debt, at 30%. Meanwhile, six-figure earners are more likely to go into Disney debt than any other income group — 26% of those earning $100,000 or more yearly have gone into debt for Disney. Disney goers earning between $35,000 and $49,999 are the least likely, at just 12%.

By generation, millennials ages 26 to 41 (27%) are the most likely to have incurred Disney debt. That compares with:

  • 22% of Gen Xers ages 42 to 56
  • 19% of Gen Zers
  • 9% of baby boomers

Notably, nearly a quarter (24%) of men have gone into debt for Disney — 10 percentage points higher than the 14% of women who say the same.

California Adventure

Credit: Disney

What may be most interesting about the survey is not the number of people who go into debt to vacation at Disney, but the number who said they don’t regret it. The survey showed that more than 70% of those surveyed do not regret the Disney debt they have accrued — most likely because they will pay the debt off in six months or less.

The survey also revealed that numerous people who visit Disney avoid going into debt because they use discounts that Disney has made available. Both Disneyland Resort and Walt Disney World Resort frequently offer discounts for hotels and tickets. Before booking your own Disney vacation, visit your selected Resort’s website to see what kind of discounts they are offering. You can also call the Resort and find what they have available.

EPCOT Monorail with Spaceship Earth in Background

Credit: Disney

Lending Tree’s survey showed that parents with young children are most likely to use a discount. Millennials are the next group most likely to use discounts, followed by six-figure earners.

Lending Tree also asked what things were more expensive than anticipated, and more than half of those who took the survey said that food and drink were more expensive than they thought they would be. Next on the list were tickets to the Parks, and then the cost of Disney hotels.

About Krysten Swensen

A born and bred New England girl living the Disney life in Southern California. I love to read, to watch The Golden Girls, and love everything to do with Disney and Universal. I also love to share daily doses of Disney on my Disney Instagram @BrazzleDazzleDisney!