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Fraud at the Most Magical Place? Airbnb Owners Snared in Disney Pass Scheme

You know Disney’s Florida Resident Annual Passes are a hot commodity—but some guests are going way beyond the rules to snag them. Word on the street (or, more accurately, on Reddit) is that out-of-staters are scamming their way into discounted passes by faking Florida residency—and dragging innocent Airbnb hosts along for the ride.

A large crowd of people wait in the security line at Walt Disney World Resort's Magic Kingdom Park with the new law now in effect by Florida Governor Ron DeSantis.
Credit: Inside The Magic

Here’s How the Scam Works

A Florida Airbnb host recently sounded the alarm online after receiving mysterious mail months after a guest had checked out. The mail? Addressed to the guest—and related to a Disney World annual pass. Turns out, the guest was using the host’s home address to pose as a Florida resident. The kicker? When confronted, the guest casually floated the idea of photoshopping a utility bill to make it all look legit.

You can’t make this stuff up.

“When I said that’s fraud, they said, ‘Sorry, we’ll just photoshop a utility bill,’” the host wrote.

Another user jumped in with some sound advice—start documenting everything and maybe even call the cops. Because once someone starts messing with utilities? It’s more than a Disney discount—it’s a potential felony.

What Makes These Passes So Desirable?

Let’s break it down: Disney offers four types of annual passes, and the Florida resident-only ones are way cheaper.

  • Incredi-Pass – $1,549: The VIP option. No blockout dates. Available to anyone.

  • Sorcerer Pass – $1,079: Limited to Florida residents and DVC members. Some blockout dates.

  • Pirate Pass – $829: Florida residents only. More blockout dates, including weekends and holidays.

  • Pixie Dust Pass – $469: Florida residents only. Super restricted—weekends and holidays are a no-go.

Florida residents also get to pay monthly—with no interest. That perk alone makes these passes a goldmine for Disney die-hards… if you live in-state. If you don’t? It’s easy to see why someone might try to game the system.

But This Isn’t Just a Harmless Hack

Spaceship Earth glowing at nighttime in the background of World Celebration Gardens
Credit: Disney

Related: Disney World Prices Out Non-Florida Residents

Let’s be clear: this isn’t a loophole. It’s fraud.

If Disney finds out you lied about your residency? You could lose your pass, get banned from the parks, and kiss all those sweet discounts goodbye.

And if you went as far as faking documents? You’re looking at potential criminal charges. Identity theft. Document fraud. Even civil lawsuits if someone else’s address or utility info is involved.

Airbnb Hosts: You Could Be Caught in the Middle

Hosts in Florida, take note. If someone’s using your address for shady stuff like this, it could come back to bite you.

Here’s what you should be doing right now:

  • Check your mail: Unexpected Disney correspondence? Major red flag.

  • Report anything weird: Tell Airbnb and file a police report if you suspect someone’s using your address illegally.

  • Make rules clear: Let guests know they can’t use your property info for anything outside their stay.

Disney’s Florida Resident passes are a great deal—but they’re meant for actual Florida residents. As some guests try to skirt the rules with fake docs and borrowed addresses, it’s only a matter of time before Disney cracks down even harder.

Until then, Airbnb hosts are being pulled into schemes they never signed up for—and the fallout could get messy fast.

Alessia Dunn

Orlando theme park lover who loves thrills and theming, with a side of entertainment. You can often catch me at Disney or Universal sipping a cocktail, or crying during Happily Ever After or Fantasmic.

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