7. Pay off your vacation weekly, instead of all at once, or by using a credit card.

If you book a vacation package through Disney, you have the ability to put some money down to book the trip, and make payments in the time prior to your arrival. If you can easily pay x amount per week, rather than charging a vacation or paying for it all up front, this can save you money in the long run. Even if you do still end up spending the same amount of money, having the cost of the trip spread out won’t have you breaking the bank all at once.